If multiple files fail with the same error, your SD card is likely the culprit.
The error code on a Nintendo 3DS (when using custom firmware like Luma3DS and FBI) typically points to one of two specific issues:
Result code: 0xD8E0806A Level: Permanent (27) Summary: Invalid Argument (7) Module: AM (32) Desc: Cert signature or hash check failed (106)
Corrupted sectors on your microSD card can prevent successful hash verification. Run CheckDisk: On Windows, use chkdsk [Drive Letter]: /f to repair filesystem errors. Test Integrity: Use a tool like to ensure it is formatted as with 32KB clusters (or 64KB for cards over 64GB). Check for Fake Cards:
If you are trying to install a CIA file on a stock, unmodified 3DS, you will always get this error. Stock consoles cannot run CIA files from the SD card.