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: Banks are investing heavily in automated compliance tools for real-time risk monitoring and AI-powered fraud detection, which are now considered "mission-critical". 3. Financial Inclusion at the Last Mile indian fsi blog 5

However, these challenges also present opportunities for growth and innovation. For example, the use of Artificial Intelligence (AI) and Machine Learning (ML) can help to improve risk management, while blockchain technology can enhance security and transparency. Here is a followed by past rank holders